Bus Accident Law Claims
Bus accidents can be devastating, leaving victims with injuries, medical bills, and emotional distress. If you’ve been in a bus accident, you might wonder whether you need a lawyer to handle your claim. While minor accidents may not require legal help, in some situations, hiring an attorney is necessary.
St. Louis, Missouri, is a busy city with a well-developed transportation network, including public buses, school buses, and private charters. With major highways through the city, bus accidents are common. If you’ve been injured in a bus accident, a bus accident attorney in St. Louis can help you navigate your claim and fight for the compensation you deserve.
This comprehensive guide explains 5 signs that suggest you need a lawyer for your bus accident claim.
Severe or Long-Term Injuries
In Missouri, traffic accidents led to 1,057 fatalities in 2022, marking a 4% increase from the previous year. While not all bus accidents are fatal, bus accidents can cause severe harm, such as broken bones, spinal injuries, or traumatic brain injuries. These conditions often lead to substantial medical bills, ongoing rehabilitation, and lost wages due to time off work. A lawyer ensures that your medical expenses, lost wages, and future care costs are factored into your claim.
Insurance Company Not Cooperating
Like any other business, insurance companies aim to minimize payouts and dealing with them can be daunting. They may delay your claim, offer a low settlement, or deny it altogether. If you’re facing challenges dealing with the insurer, an attorney can step in and negotiate on your behalf. Lawyers understand the tactics insurers often use and know how to counter them effectively to get you fair compensation.
Disputed Liability
Determining fault in a bus accident can be complicated. Multiple parties—such as the bus driver, another motorist, or a government agency—may be involved. If there’s disagreement about who is responsible for the accident, hiring a lawyer is essential. An attorney will conduct a thorough investigation about the accident, gather evidence, and build a strong case to prove fault.
Multiple Parties Involved
Bus accidents often involve several injured passengers, making the claims process more complex. If multiple victims file claims, the available insurance coverage may not be enough to compensate everyone fairly. Additionally, government-owned buses have special legal rules that must be followed. A lawyer can help you navigate these complexities and protect your rights.
Claim Deadline is Approaching
Every state has a deadline for filing personal injury claims. In Missouri, you generally have five years to file a claim. However, if your accident involves a government-owned bus, the deadline could be as short as 90 days. Missing this deadline can result in losing your right to seek compensation. A lawyer ensures your claim is filed on time and correctly.
Bottom Line
Bus accident claims can be complex, especially if you’ve suffered serious injuries, face insurance challenges, or are dealing with multiple parties. If you recognize any of these signs, consulting a lawyer can help you secure the compensation you deserve. Don’t wait—reach out to an attorney today to protect your rights and your future.
Source: Miller & Hine Attorneys, St Louis MO
